Pensions and Retirement Planning in Africa

Tuesday, 13 January 2015

Diversification without Diversification: Can the Multi-Pillar Pension Structure in Ghana Engender Diversification Risk in Pension Fund Management ? (Part I)

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The road to pension liberalization was largely necessitated by unsustainable pension systems in Ghana. While the social insurance of family...
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Yes, Employees are entitled to make Pension Investment Decisions in DC Schemes

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Pension fund management in Ghana has undergone numerous reforms, yet the basic lessons are neglected to the detriment of pensioners. Given ...

Pension Reforms in Ghana: Only a New Act, No Lessons Learnt?

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I recently wrote about what I call the “Pension Irrelevance Theorem” (PIT) which literally suggests that pension schemes in developing econ...

The Search for Sustainable Housing Finance in Ghana: The New Pension Law, 2008 (Act 766) in Perspective

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The history of Ghana’s housing finance system has been chequered with failed attempts to establish an efficient mortgage finance system; wh...

Pension Irrelevance Theorem: Optimizing Pension Equity in Developing Economies

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1.0 Background Pensions the world over are social policy initiatives to plan for retirement; a certain end state in the lives of every wo...
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Kenneth Appiah Donkor-Hyiaman
Dr Kenneth Appiah Donkor-Hyiaman is a Real Estate Economist with interests in real estate and infrastructure (finance, economics, development), investment appraisal, and urban sustainability. Ken is currently a Lecturer at the Department of Land Economy at the Kwame Nkrumah University of Science and Technology. He is the former Executive Secretary of the Construction Sector of the Association of Ghana Industries (AGI) and a Consultant at the World Bank, Chartered Institute of Building, Ghana, etc.
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